Best high-yield savings accounts

Written by Maya Chen, Senior credit card writer · Reviewed by Rob Delgado · Updated October 27, 2026

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Earn more on your savings with these accounts. Rates are entered by the site owner and change often.

1. Bluewater High-Yield Savings

4.8

Best for: Emergency funds

APY: 4.35%
Minimum deposit: $0
Monthly fee: $0
Bonus: None

Apply now on the provider's website Read review Compare

Maplestone Bank

2. Maplestone Online Savings

4.6

Best for: Goal-based savers

APY: 4.10%
Minimum deposit: $100
Monthly fee: $0
Bonus: $100 with $10,000 new deposit

Apply now on the provider's website Read review Compare

Fairhaven Bank

3. Fairhaven Everyday Checking

4.5

Best for: Everyday banking

APY: 0.25%
Minimum deposit: $0
Monthly fee: $0
Bonus: $300 with direct deposit

Apply now on the provider's website Read review Compare

Ridgeview Savings

4. Ridgeview 12-Month CD

4.4

Best for: Money you will not need for a year

APY: 4.50%
Minimum deposit: $500
Monthly fee: $0
Bonus: None

Apply now on the provider's website Read review Compare

Clearbrook Bank

5. Clearbrook Money Market

4.3

Best for: Large balances

APY: 3.90%
Minimum deposit: $1,000
Monthly fee: $0
Bonus: None

Apply now on the provider's website Read review Compare

Editorial note: opinions are the author's own and have not been reviewed or approved by any card issuer, bank or lender.