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Banking › Review

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Ridgeview Savings

Ridgeview 12-Month CD review

4.4

Lock in a fixed rate for a year

APY
4.50%
Minimum deposit
$500
Monthly fee
$0
Bonus
None
Apply now on the provider's website

Pros

  • Lock in a fixed rate for a year
  • Clear, easy-to-understand terms
  • Good online and mobile tools

Cons

  • Best rates need good credit
  • Limited in-person branches

Our take

Ridgeview 12-Month CD from Ridgeview Savings is a strong choice for money you will not need for a year. Lock in a fixed rate for a year, and the terms are easy to follow.

Who it is for

Consider it if you want lock in a fixed rate for a year and can meet the requirements. Compare it with similar offers before applying.

How we rate

We score every offer on costs, rewards or returns, flexibility and customer experience. Sample offer from a fictional brand for demonstration.

Editorial note: opinions are the author's own and have not been reviewed or approved by any card issuer, bank or lender.