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Fairhaven Bank

Fairhaven Everyday Checking review

4.5

Written by Rob Delgado, Certified financial planner · Reviewed by Maya Chen · Updated October 27, 2026

No overdraft fees and early pay day

APY
0.25%
Minimum deposit
$0
Monthly fee
$0
Bonus
$300 with direct deposit
Apply now on the provider's website

Pros

  • No overdraft fees and early pay day
  • Clear, easy-to-understand terms
  • Good online and mobile tools

Cons

  • Best rates need good credit
  • Limited in-person branches

Our take

Fairhaven Everyday Checking from Fairhaven Bank is a strong choice for everyday banking. No overdraft fees and early pay day, and the terms are easy to follow.

Who it is for

Consider it if you want no overdraft fees and early pay day and can meet the requirements. Compare it with similar offers before applying.

How we rate

We score every offer on costs, rewards or returns, flexibility and customer experience. Sample offer from a fictional brand for demonstration.

Editorial note: opinions are the author's own and have not been reviewed or approved by any card issuer, bank or lender.