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What is a good credit score?

Credit scores usually range from 300 to 850. Scores above 670 are generally considered good, and above 740 very good.

What affects your score

  • Paying on time
  • How much of your credit limit you use
  • How long you have had credit

Check your reports for errors at least once a year.

Editorial note: opinions are the author's own and have not been reviewed or approved by any card issuer, bank or lender.