Northgate Balance Saver review
4.50% intro APR for 21 months on transfers
- Annual fee
- $0
- Regular APR
- 18.24%–29.24% variable
- Intro APR
- 0% for 21 months on balance transfers
- Rewards rate
- None
- Intro bonus
- None
- Credit needed
- Good, Excellent
Pros
- 0% intro APR for 21 months on transfers
- Clear, easy-to-understand terms
- Good online and mobile tools
Cons
- Best rates need good credit
- Limited in-person branches
Our take
Northgate Balance Saver from Northgate Credit Union is a strong choice for paying down debt. 0% intro APR for 21 months on transfers, and the terms are easy to follow.
Who it is for
Consider it if you want 0% intro apr for 21 months on transfers and can meet the requirements. Compare it with similar offers before applying.
How we rate
We score every offer on costs, rewards or returns, flexibility and customer experience. Sample offer from a fictional brand for demonstration.
Editorial note: opinions are the author's own and have not been reviewed or approved by any card issuer, bank or lender.