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Larchmere Life

Larchmere Term Life review

4.7

No medical exam up to $1 million

From (per month)
$24
Coverage
10–30 year term, $100k–$2M
Discounts
Healthy lifestyle
Claims rating
Above average
Apply now on the provider's website

Pros

  • No medical exam up to $1 million
  • Clear, easy-to-understand terms
  • Good online and mobile tools

Cons

  • Best rates need good credit
  • Limited in-person branches

Our take

Larchmere Term Life from Larchmere Life is a strong choice for young families. No medical exam up to $1 million, and the terms are easy to follow.

Who it is for

Consider it if you want no medical exam up to $1 million and can meet the requirements. Compare it with similar offers before applying.

How we rate

We score every offer on costs, rewards or returns, flexibility and customer experience. Sample offer from a fictional brand for demonstration.

Editorial note: opinions are the author's own and have not been reviewed or approved by any card issuer, bank or lender.